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CERGI has positioned itself as the 1st a publisher who has brought its information system into line with the reforms of the Revised Banking Chart of Accounts and the New Basel 2 and Basel 3 Prudential Framework even before their entry into force on 1st January 2018. Thanks to its innovative CERGI Cloud Bank Reporting platform, all banks and financial institutions, without exception, can produce all of their regulatory reports on time, in accordance with the new BCEAO requirements. in accordance with the new BCEAO requirements.
The main software solutions on the CERGI Cloud Bank reporting platform are as follows:

Cergi Compliance Reporting

01. Attribute management and data cleaning

Automated management of regulatory attributes as defined by the BCEAO

02. Accounting situations

Automated production of accounting statements and appendices.

03. Reportable financial statements

Automated production of Financial Statements and Mandatory Reserves.

04. Prudential statements / FODEP

Automated production of prudential statements using the Prudential Declaration Form (FODEP) in accordance with Basel 2 & Basel 3 requirements.

05. Prudential consolidation

Consolidation of the accounting position and ratios of the branches and companies under its control at parent company level.

06. New risk centre / BIC

Automated production of customer consents and non-consents under the NT1 canvas to the Credit Information Office (BIC) and the Central (BIC) and the Central Credit Register.

07. Payment incident centre

Automated reporting of incidents involving payment instruments (cheques, bank cards, bills) and on account openings and closures to the Central Bank.

08. Balance of payments

Automated production and generation of statements relating to all payment transactions by credit institutions with their correspondents in accordance with the new requirements of the BCEAO requirements.

09. Combating money laundering and the financing of terrorism

Automated processing and reporting of suspicious customer transactions to the Monetary Authorities.

10. General banking conditions

Automated processing and generation of reports on general banking conditions and and business surveys.

11. Dormant account management

A series of technical provisions for declaring to BCEAO accounts that have inactive for at least 10 years.

12. Files on the BANK COMMISSION's on-site verification missions

Automated extraction and formatting of files to be made available to BANK COMMISSION inspectors during their on-site inspections.

13. Files on documentary audits carried out by the Bank Commision

Automated processing and generation of the reports required for the BANK COMMISSION inspections by the BANK COMMISSION relating to governance, supervisory bodies, the balance sheet and the various risks incurred.

Cergi Compliance CDL

Software suite for automated management of commitments in distress, fully compatible with any Banking Information System.

01. Doubtful or disputed debts

Management of receivables that are unlikely to be paid, due to the debtor's creditworthiness of the debtor or ongoing litigation.

02. Debt restructuring

Management of the restructuring of the debt of a customer who is experiencing or about to experience difficulties in repaying their instalments.

03. Extra-accounting management and monitoring of bad debts

Management of the monitoring of Doubtful and Litigious Debts reclassified as bad debts.